Capital Bank

Since its inception in 1995, Capital Bank has grown to become one of the top financial institutions in Jordan, offering the Jordanian market a comprehensive set of commercial and investment banking services tailoredto the needs of individuals and corporate clients alike.

Specialized in trade finance activities, Capital Bank’s mission is to deliver reliable and flexible solutions to accommodate its clients’ time constraints and business schedules.

Capital Bank offers its corporate clients a wide variety of services from corporate finance, to commercial finance, to asset management, to securities brokerage, and market research through Capital Investments, a wholly owned subsidiary of Capital Bank with a paid-up capital of JD 10 million (USD 14 million) that acts as the Bank’s investment arm. The Bank also offers unique services in the Iraqi market through the National Bank of Iraq, in which it owns a controlling stake.

In addition to its corporate financial services, the Bank also provides its individual customers retail services such as credit cards, personal loans, car loans, home loans, competitive interest rates and flexible terms on different categories of personal bank accounts.

Through its adoption and implementation of the Financing Programs launched by the Central Bank of Jordan, targeting SMEs that focus on projects in specific sectors, Capital Bank grants SMEs loan facilities at fixed rates to finance projects in key sectors such as tourism, agriculture, industry, renewable energy as well as ICT.

First established as the Export & Finance Bank, the bank initially boasted an authorized capital of JD 20 million (USD 28 million), which has steadily increased over the years to reach JD 200 million (USD 282 million) under the bank’s new identity as Capital Bank. The bank’s numerous successes in the banking sector earned it a BBB- rating by Capital Intelligence, the international credit rating agency, which indicates the bank’s good credit quality and strong financial position. Today, Capital Bank’s total assets are valued at JD 1.99 billion.

Capital Bank is a 61.85 percent shareholder in the National Bank of Iraq (NBI), in which it has management control. NBI was established in 1995, as a private corporate company located in Iraq. The bank’s growth and success has led to a gradual increase in its paid up capital reaching USD 210 million.

As part of its Corporate Social Responsibility, Capital Bank focuses on creating strategic long-standing partnerships that aim to equip the future workforce with the skills required to succeed, as well as to address immediate societal concerns, including providing food, shelter, and medical attention to those in need.

كابيتال بنك
Awards

• Best Premium Credit Card - Emerging Market Payments (2016)
• Advanced ATM Services Awards
- Emerging Market Payments (2016)
• Best SME Bank – Banker Middle East (2016)
• Best SME Bank – World Union Of Arab Bankers (2016)
• Best SME Bank – Banker Middle East (2017)
• Best Retail Banking Product / VIP Today Product - World Union Of Arab Bankers (2017) Best SME Bank Services 2018